Responsibilities:
1. Credit portfolio and risk analysis, recommending corrective actions. Credit risk review, risk assessment reports.
2. Develop risk policy rules and methodology for their implementation
3. Participate in anti-fraud process foundation
4. Implement risk policy in decision engine via visual interface (formal/boolean logic)
5. Participate in budgeting and forecasting of NPL and LLP.
6. Testing and integration with third party services (new data-sources).
7. Liaison with members of international teams and other countries.
8. Communicate all risk issues to the relevant stakeholders (internal and external).
Required Experience and Skills:
- Higher Degree in Economics / Maths / IT in Maths education.
- Work experience in portfolio risk-management (banks, MFIs) of Credit cards, EMI cards, Personal loans Consumer durable loans (either of).
- Experience within large online/digital/fintech/e-commerce companies or banks would be a plus.
- Experienced user of Excel / SQL / PowerPoint.
- Score modelling experience would be a plus (R / Python/ SS / SPSS / etc.).
- Strong analytical and reporting skills.
- Ability to deliver results both working independently and as part of a team.
- Agile communication skills.